Privacy Policy

Mynt Junction Privacy Policy

Effective Date: August 25, 2025

Last Updated Date: August 25, 2025

Mynt Finance (“Company”, “we”, “our”, “us”) is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, store, share, and safeguard your personal information when you access or use our website, services, and products (collectively, “Services”).

By using our Services, you consent to the practices described in this Privacy Policy. If you do not agree, you may discontinue use of our Services.

1. Information We Collect

We may collect the following types of information:

(a) Personal Information Provided by You

Full name, email address, phone number, postal address.
Company details, job title, and billing information.
Account login credentials, if applicable.
Documents voluntarily shared with us (e.g., resumes, financial data, project materials).

(b) Automatically Collected Information

IP address, browser type, device identifiers, operating system.
Log data including pages visited, access times, and referring URLs.
Cookies and similar technologies (pixels, tags) for analytics and personalization.

(c) Sensitive Personal Data (SPDI under Indian Law)

Where necessary, we may collect financial information such as bank account details, PAN, GSTIN, or similar identifiers for billing and compliance.
We will only collect, use, or store such sensitive data with explicit consent and in accordance with applicable law.

2. Use of Information

We use your information for the following purposes:

To provide, operate, and improve our Services.
To communicate with you about updates, offers, and relevant information.
To process payments, billing, and accounting.
To personalize your experience on our platform.
To comply with legal, regulatory, or contractual obligations.
For research, analytics, and security monitoring.

3. Legal Basis for Processing

Depending on your jurisdiction, we process your data under the following bases:

Consent – where you have given clear consent.
Contractual necessity – where processing is required to provide Services.
Legal obligation – where required by law (tax, compliance, audits).
Legitimate interests – for internal operations, analytics, and security, provided they do not override your rights.

4. Sharing & Disclosure

We do not sell or rent your personal data. We may share your information with the following, in relation to the services provided to you:

Service Providers & Vendors: For hosting, analytics, payments, and support.
Affiliates & Partners: Where Services are jointly offered.
Legal Authorities: Where required by law or in response to lawful requests.
Business Transfers: In case of mergers, acquisitions, or restructuring.

All third parties are contractually bound to maintain confidentiality and data protection standards equivalent to ours.

5. International Data Transfer

If you access our Services outside India, your information may be transferred to and stored in jurisdictions with different data protection laws (e.g., the European Union, United States).
We ensure appropriate safeguards such as Standard Contractual Clauses (SCCs) or equivalent mechanisms to protect your data.

6. Data Retention

We retain your personal information for as long as necessary to:

Fulfill the purposes outlined in this Policy.
Comply with legal and tax obligations.
Resolve disputes and enforce agreements.

Once data is no longer required, it will be securely deleted or anonymized.

7. Your Rights

Depending on applicable laws (IT Act India, GDPR, CCPA, etc.), you may have the right to:

Access, correct, or update your personal data.
Withdraw consent at any time.
Request deletion (“right to be forgotten”).
Object to certain types of processing.
Request data portability.
Lodge complaints with a supervisory authority (e.g., GDPR authorities in the EU, Data Protection Authority in India once operational).

You can exercise these rights by contacting us at privacy@myntfin.com.

8. Data Security

We implement reasonable technical, administrative, and physical safeguards to protect your personal data from unauthorized access, disclosure, alteration, or destruction.
However, no method of transmission over the Internet is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

9. Cookies & Tracking Technologies

We use cookies and similar technologies to:

Improve functionality of our Services.
Understand user behavior for analytics.
Deliver relevant advertising.

You may control cookie preferences through your browser settings. Some features may not work if cookies are disabled.

10. Children’s Privacy

Our Services are not intended for individuals under 18 years of age. We do not knowingly collect data from minors. If we learn we have collected such data, we will delete it immediately.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised “Last Updated” date. Continued use of our Services constitutes acceptance of the updated policy.

12. Contact Us

If you have any questions, concerns, or complaints regarding this Policy, the processing of your personal data, or our services, you may contact us at:

Company Name: Flintstone Solutions Private Limited
Registered Office Address: 310 B, 4th Hari Nagar Ashram, New Delhi, Delhi, 110014
Email: privacy@myntfin.com

In accordance with the Information Technology Act, 2000 and the applicable rules thereunder, the details of our Grievance Officer are provided below. The Grievance Officer is appointed to address any discrepancies, grievances, or concerns you may have with respect to the processing of your personal information.

Grievance Officer
Name: Vinaya Jain
Designation: Grievance Officer
Email: privacy@myntfin.com
Address: 310 B, 4th Hari Nagar Ashram, New Delhi, Delhi, 110014
Working Hours: Monday to Friday, 10:00 AM – 6:00 PM IST

We will acknowledge your complaint within 48 hours and aim to resolve it within 30 days from receipt.